We value you as a customer and respects your right to privacy. We recognize that you have placed your trust in us, and we take the responsibility to preserve that trust. One way we endeavor to keep your trust is to properly handle your personal information. We pledge to you that:
- Protection of your privacy is a top priority;
- Your account information and all documents you provide to us are protected in a secure environment;
- We only collect personal information in order to accomplish our customer commitments to you;
- Information about you is only used and shared in limited and controlled ways; and,
- In the event that we wish to share information about you with non-affiliated third parties, you will be given options concerning what information may be shared, and your privacy wishes will be respected. You may also choose to opt out of any information sharing.
First Coast Wealth Advisors, LLC is an independently owned and operated firm focused on providing our clients with investing and financial planning advice. We have contracted with Geneos Wealth Management, a Registered Investment Adviser and Broker-Dealer, to provide securities and advisory services.
Both First Coast Wealth Advisors and Geneos maintain physical, electronic and procedural safeguards to ensure that personal information we have about you is treated responsibly, and in accordance with our privacy policies. We restrict access to information about you only to those representatives and employees who need to know that information in order to provide products and services to you or to conduct our business. Representatives or employees who have access to your information may only use it for legitimate business purposes. In addition, we take steps to safeguard information about you in accordance with applicable data security regulations. We collect personal information about you from these sources:
- Geneos’ Customer Account Form, applications for the purchase of various products, and other forms;
- Product vendors, as a result of your transactions with us; and/or,
- Depending on the product you are requesting to purchase, information received from consumer reporting agencies, medical providers or others.
We collect the following types of personal information:
- Contact information and other personal identifiers, such as name, postal address, email address, phone number, social security number or tax identification number.
- Demographic and family information, such as date of brth, marital status, dependents, beneficiaries, citizenship and information about related parties to an account.
- Financial, professional and educational information such as investment objective and experience, assets, income, expenses, net worth, tax status, holdings, transaction history, employment information and background.
We use personal information for the following purposes:
- Assisting in identifying you as our customer or our former customer.
- Offering and providing products and services, including opening accounts, communicating with you, providing investment recommendations, and making suitability determinations.
- Complying with applicable regulatory and legal requirements (for example, client identification program and know your customer requirements).
We may disclose the following categories of information to entities that perform administrative services on our behalf or as required or permitted by law for legal, regulatory, or other purposes:
- Information you provide directly to us on the Customer Account Form, applications or other forms;
- Information we receive about your transactions with us or with our product providers; and/or,
- If required for the products you purchase, information received from other agencies such as: consumer reporting agencies concerning your creditworthiness, motor vehicle and driver’s license reports, medical and employment information, and loss reports.
We may disclose information about you to our staff, affiliates, representatives, their affiliated businesses, and third parties who provide you with financial products and services. Non-affiliated third parties may include retirement plan sponsors or third party administrators, mutual fund companies, insurance companies and agencies, other broker-dealers, and clearing firms. Our privacy policy is the same for current, as well as former clients. If you close your account, in the process of transferring your investments we may share your information with the new broker-dealer or custodian that you or your representative selects. If our representative servicing your account leaves us to contract with another broker-dealer, the representative is permitted to retain copies of your information so that he or she can continue to serve you at the new firm. The representative is still required to keep your personal information confidential and may only use it to service your account. If you wish to opt out of having your representative take your personal information upon leaving Geneos, please send a written request to:
Geneos Wealth Management, Inc.
Attn: Compliance Department
9055 E Mineral Circle, Suite 200
Centennial, CO 80112
A special note about medical or health information: While we might receive medical or health information from you at the time of application for various types of insurance, we do not use it or share it – internally or externally – for any purpose other than what is directly related to the administration of your policy, account, or claim, as required or permitted by law, or as you authorize us to do.
We pledges to work to protect the security of your confidential information.
| Jeff Helms Supplement | Jeff Helms- IAR Brochure Supplement |
| Chris Draughon Supplement | Draughon- IAR Brochure Supplement |
The information contained within this web site is available as a service to our clients and other visitors, to be used for informational purposes only.
While we have tried to provide accurate and timely information, and have relied on sources we believe to be reliable, the site may include inadvertent technical or factual inaccuracies. We do not warrant the accuracy or completeness of the materials provided, either expressly or implied, and expressly disclaim any warranties or fitness for a particular purpose.
Neither First Coast Wealth Advisors, LLC, nor it’s directors, officers or employees, nor any third party vendor, will be liable or have any responsibility for any loss or damage that you incur in the event of any failure or interruptions of this site, or resulting from the act or omission of any other party involved in making this site or the data contained in it available, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Decisions based on information contained on this site are the sole responsibility of the user, and in exchange for using this site, you agree to hold First Coast Wealth Advisors, LLC, it’s directors, officers or employees harmless against any claims for damages arising from any decision you make based on such information.
We reserves the right to withdraw or prohibit access to the site, and to revise the software, materials, information and the services and products described in this site, at any time without notifying users.
Nothing else contained on this site should be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security. Nor is it intended as investment, tax, financial or legal advice. Investors should seek such professional advice for their particular situation.
Copyright / Trademark / License
All text and graphic images contained in this web site are subject to copyright and or trademark protection. No information contained on this site may be reproduced, transmitted, displayed, distributed, published or otherwise used for commercial purposes without the prior written consent of First Coast Wealth Advisors, LLC. You may, however, print or electronically store copies of the information for your own personal use.
Links / Virus Warnings
Hypertext links to other Internet sites (links) are included as a convenience for our clients and visitors. We assumes no liability for the content of any linked sites, including, without limitation, the accuracy, subject matter, quality or timeliness of the content. The fact that such links have been provided does not constitute an endorsement, authorization, sponsorship by or affiliation with First Coast Wealth Advisors, LLC with respect to any linked site. There are risks in using any information, software or product accessed on the Internet, and we urge you to make sure you understand these risks before doing so. We am not liable for any harm caused by the transmission, through access of this site, of a computer virus, or other computer code or programming device that might be used to access, delete, damage, disable, disrupt or otherwise impede the operation of the site or of any user’s software, hardware, data or property.
Security / Cookies
Within this web site, no account or personal information is obtained for use by First Coast Wealth Advisors other than information you enter. This information is used only to provide you with the information or materials that you specifically request.
We collect the domain name and other user information of visitors to our Web site, aggregate information on what pages consumers access or visit and user-specific information on what pages consumers access or visit.
The information we collect is used to improve the content of our Web page, used to notify consumers about updates to our Web site, is shared with agents or contractors who assist in providing support for our internal operations and used by usto contact consumers for marketing purposes, but not shared with other organizations for commercial purposes.
Any information we collect is disclosed when legally required to do so, at the request of governmental authorities conducting an investigation, to verify or enforce compliance with the policies governing our Web site and applicable laws or to protect against misuse or unauthorized use of our Web site.
With respect to cookies: we may use cookies to record user-specific information on what pages users access or visit and to record other information about our Web site users.
Terms and Conditions of Use
Your access to and use of firstcoastadvisors.com is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.
Advice
The contents of this website do not constitute advice and should not be relied upon in making or refraining from making, any decision.
Change of Use
We reserve the right to change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that we shall not be liable to you for any such change or removal and change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.
Links to Third Party Websites
We may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.
Copyright
All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to us or otherwise used by us as permitted by law. In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.
Disclaimers and Limitation of Liability
The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. To the extent permitted by law, we will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website. We make no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
Indemnity
You agree to indemnify and hold First Coast Wealth Advisors LLC and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against us arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.
Severance
These Terms and Conditions shall be governed by and construed in accordance with the law of USA and you hereby submit to the exclusive jurisdiction of the USA courts.
Let's Have A Conversation
Address
400 N Ponce de Leon Blvd
St. Augustine, FL 32084
Telephone
(904) 824-4349
Email
An affiliate of Heffernan Insurance Brokers, CA License #0564249. Securities and Advisory Services offered through Geneos Wealth Management. Member FINRA / SIPC.
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