Make Smart Decisions Avoid Costly Mistakes

Avoid Costly Mistakes
& Make Smart Decisions

EMPOWERING You to Live Your Life

Financial success means more than just building wealth. We want to understand what’s meaningful and important to you and your family. And we want to understand what keeps you awake at night too.

By truly understanding your hopes, dreams, and challenges, we can craft a personal financial plan that’s truly one-of-a-kind. Imagine a future where all of your goals and objectives are met – and where all your concerns are addressed. That’s the value of working with an advisor that truly understands your needs and creates customized solutions for each client.

 

EMPOWERING You to Live Your Life

Financial success means more than just building wealth. We want to understand what’s meaningful and important to you and your family. And we want to understand what keeps you awake at night too.

By truly understanding your hopes, dreams, and challenges, we can craft a personal financial plan that’s truly one-of-a-kind. Imagine a future where all of your goals and objectives are met – and where all your concerns are addressed. That’s the value of working with an advisor that truly understands your needs and creates customized solutions for each client.

Helping Families MAXIMIZE Their Wealth

To us, wealth management is more than just investments. It’s getting to know you personally and truly understanding your hopes and dreams. It’s developing a comprehensive financial plan that takes into consideration all of your goals and then taking steps that will lead to success for you and your family.

From growing your wealth, to making sure you don’t run out, to leaving a legacy, our consultative process is how we build lasting relationships with our clients. Together we discuss investment strategy, tax mitigation, asset protection, wealth transfer and charitable planning to help you make smart decisions and avoid costly mistakes.

Helping Families MAXIMIZE Their Wealth

To us, wealth management is more than just investments. It’s getting to know you personally and truly understanding your hopes and dreams. It’s developing a comprehensive financial plan that takes into consideration all of your goals and then taking steps that will lead to success for you and your family.

From growing your wealth, to making sure you don’t run out, to leaving a legacy, our consultative process is how we build lasting relationships with our clients. Together we discuss investment strategy, tax mitigation, asset protection, wealth transfer and charitable planning to help you make smart decisions and avoid costly mistakes.

Our Process

Investing

Looking For An
Investment Plan To
Achieve Your Goals?

To often, financial advisors focus solely on chasing performance. Our approach instead focuses on defining your objectives and setting realistic expectations for your returns based on your specific goals. The result? Clarity, simplicity, and most importantly, the opportunity to achieve your financial objectives.

Our investment management process includes:

  • Developing a personal return objective for measuring each client’s success.
  • Developing customized investment programs consistent with each client’s financial goals and risk tolerance.
  • Educating clients on performance expectations and constantly communicating results.
  • Continuously monitoring and adjusting portfolios to maintain client objectives.

Our consultative process is how we build relationships with our clients. Together, we discuss investment strategy, tax mitigation, wealth transfer, asset protections, charitable planning and many other many other planning topics to help clients make smart, confident decisions and avoid costly mistakes. Contact us today to schedule your consultation.

Retirement

Will You Run Out Of Money Before You Run Out Of Time?

Retirement planning is not a one-time event, but rather a process that blends art and science to adjust to changing client objectives and conditions over time. Our dynamic approach provides clients with the peace of mind and confidence they desire to fulfill their goals.

Our retirement planning process includes:

  • Answering the all-important question, “How much will I need to retire comfortably and not outlive my assets?”
  • Developing retirement income strategies designed to outlive clients, versus having clients outliving their money.
  • Managing your Reliance Rate© and making adjustments as needed.
  • Coordinating and maximizing Social Security benefits to increase total lifetime income.
  • Analyzing pension options to maximize lifetime income.
  • Developing customized retirement plans for entrepreneurs, business owners and corporate executives.

If you are want to make sure your retirement plan is solid, contact us today for a consultation. We’ll review your current reserves, income strategy, asset allocation, Reliance Rate©, insurance policies, wills and trusts.

Preservation

Are You Protected From Life’s Circumstances?

A primary goal of every client is to keep the wealth they have accumulated. By developing asset protection and wealth preservation strategies, clients can be confident of achieving their goals, which may include a successful retirement lifestyle and/or generational wealth transfer to heirs.

  • Develop custom risk management plans to protect against premature death, disability or chronic long term health issues.
  • Ensure proper titling of accounts and their respective beneficiaries.
  • Develop, with the support of appropriate legal counsel, estate plans that reflect client goals and intentions.

Our approach to wealth management begins by listening. Rather than telling our clients what they should be doing, our first question is “Where do you want to go?” We get to the heart of what our clients hope to achieve through wealth management.

If you would like to find out if you are protected against life’s circumstances, contact us today to arrange for a consultation.

Taxes

Are You Paying Too Much In Taxes?

You’ve worked hard to build a comfortable lifestyle for your family. It’s important to take the right steps to protect your assets and minimize your taxes. By working closely with tax professionals, we provide a coordinated approach to help clients minimize their tax burden and maximize their after tax income.

As your single point of contact, we can:

  • Coordinate income from various sources to mitigate current and future income tax liabilities.
  • Develop customized strategies to maximize the value of stock awards while managing tax liabilities.
  • Coordinate client investment plans with tax planning to reduce or eliminate exposure to Medicare Surtax and other taxes on investment income.

Contact us today to begin the process of protecting your assets through smart income tax planning.

Legacy

Are You Looking To Leave An Impression?

Many of our clients are active contributors to charities. Charitable planning strategies can provide clients with fulfilment of their altruistic goals as well as potential tax benefits. Whatever your philanthropic goals, we can assist in:

  • Developing planned giving strategies that achieve client goals.
  • Identifying charitable planning strategies which maximize tax benefits of gifts for donors.

Whether your interest is a passion for a particular cause or a need for tax or estate planning, charitable giving can be a valuable element of wealth management planning. Regardless of your motivations for giving, we can assist you throughout the process.

We work in partnership with a wide variety of planned charitable giving professionals who can assist in determining the most effective strategy for you.

Contact us today to begin the process. We look forward to helping you achieve your goals.

Knowing How We’re Compensated Matters

At First Coast Wealth Advisors, we don’t work for a bank, brokerage or insurance company. Our only employer is our client.

We serve as a fiduciary for our clients, which means we have a legal and ethical duty to place the clients interests above our own in every recommendation we make.  Our independence from large Wall Street firms enables us to put our clients first in everything we do.

In the majority of circumstances, our client relationships are fee-based. This allows us to tailor each client relationship to bring maximum value for our services. When our clients succeed, we succeed.

Knowing How We’re Compensated Matters

At First Coast Wealth Advisors, we don’t work for a bank, brokerage or insurance company. Our only employer is our client.
We serve as a fiduciary for our clients, which means we have a legal and ethical duty to place the clients interests above our own in every recommendation we make.  Our independence from large Wall Street firms enables us to put our clients first in everything we do.
In the majority of circumstances, our client relationships are fee-based. This allows us to tailor each client relationship to bring maximum value for our services. When our clients succeed, we succeed.

 

LET'S START A CONVERSATION

 

LET'S START A CONVERSATION

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Address

400 N Ponce de Leon Blvd
St. Augustine, FL 32084

Telephone

(904) 824-4349

Email

info@firstcoastadvisors.com

 

Advisory Services offered through Geneos Wealth Management. Member FINRA / SIPC.
© 2017 First Coast Wealth Advisors. All rights reserved.  |   The Legal Stuff

 

Advisory Services offered through Geneos Wealth Management. Member FINRA / SIPC.
© 2017 First Coast Wealth Advisors. All rights reserved.  |   The Legal Stuff