Yet more shocking news on the dismal savings habits of Americans. A third of people (36 percent) in the U.S. have nothing saved for retirement, according to a recent survey from Bankrate.

According to Greg McBride, chief financial analyst for Bankrate.com, “Regardless of your age, there is no better time than the present to start saving for your retirement. The key to a successful retirement is to save early and aggressively.”

Joining your company’s 401K is one of the best ways to increase your savings potential for retirement.

Other findings from the Bankrate.com survey:

  • Some people are starting to tuck away retirement savings at an earlier age. About 32 percent of people ages 30 to 49 started saving for retirement in their 20s, compared with 16 percent who began in their 30s. About 24 percent of people 50 to 64 started saving for retirement in their 20s vs. 21 percent who began in their 30s. About 16 percent of people 65 and older started saving for retirement in their 20s; 15 percent in their 30s; 17 percent in their 40s.
  • 24 percent are less comfortable with their debt than they were a year ago; 23 percent are more comfortable.
  • Job security, net worth and overall financial situation are areas in which people have seen improvement over one year ago.
  • 32 percent of people are less comfortable with their overall savings now than they were a year ago; 16 percent are more comfortable.

Read the full article here on CNBC.