It’s time to face it — we are living longer. No matter what your age, you can expect to live much longer than the generations before you. For example, the typical 65-year old couple today has a 30-year joint life expectancy, meaning there is a high probability that at least one of them will live to age 95. Moreover, there are more people living to the age of 100 than ever before.
This increased longevity has important financial implications. Obviously, if you’re living longer, your money needs to last as long as you do! Therefore, the first goal of any financial plan should be to avoid outliving your money.
How you choose to invest your money for the long term could have major implications for your overall success. In our FREE report, “Asset Class Investing: Catching Returns Versus Chasing Them,” we define the two fundamental ways to invest (active vs. passive), two methods to implement a passive investing approach, and why one of these methods — Asset Class investing — provides several key advantages for investors who want to catch returns rather than keep chasing them.
Download our FREE report today to learn how, compared to the typical mutual fund portfolio, Asset Class Investing can offer:
- Lower overall costs
- Improved tax efficiency
- Increased diversification
- Better risk exposure to an asset class
- Potentially better long-term performance
Then give us a call today to schedule your free financial check-up and to see if you are at risk of running out of money during your retirement years.
Disclaimer: Asset Class Investing does not guarantee a gain or protect from a loss and involves risks, including the loss of principal.