One Tough Year

One Tough Year

We’ve almost made it to the end of the year. And what a year it has been. You may recall that in January, we were trying to set expectations that returns for client portfolios this year would likely be modest at best, considering each of the three previous years had...
Are Roth Accounts a Good Idea?

Are Roth Accounts a Good Idea?

When it comes to saving for retirement, there are two ways to do it. You can either make pre-tax contributions to a Traditional account or after-tax contributions to a Roth account. In this context, I am referring to using a 401k or similar employer-sponsored...
Where do markets go from here?

Where do markets go from here?

As of today (July 14th), the U.S. stock market* is down a little more than 20 percent from its all-time high, having entered a bear market precisely one month ago. Bonds* are not faring well either, and they are down about 10 percent since the start of the year. Both...