When it comes to saving for retirement, there are two ways to do it. You can either make pre-tax contributions to a Traditional account or after-tax contributions to a Roth account. In this context, I am referring to using a 401k or similar employer-sponsored...
Using just a few categories to track your spending can help define your financial goals. As a financial planner, I help clients achieve their retirement goals. Seeing the joy they experience when they realize their dreams is one of the reasons I do what I do. Putting...
Is the stock market expensive? I was meeting with a prospective client recently and we were talking about whether now is a good time to invest or not. In his opinion, it felt like the markets are at a precarious level and over-priced. When I hear this sort of...
Do you understand the 2021 Limited Retirement Option? On February 23rd, Jacksonville’s City Council enacted Ordinance 202-529-E adding the 2021 Limited Retirement Option to the City’s retirement plan. As of the time of the writing, the legislation still requires the...
By now you have likely heard that Congress passed, and the President signed into law sweeping changes to America’s retirement system as part of the 2020 Appropriations bill. The SECURE Act (Setting Every Community Up for Retirement Enhancement Act of 2019) has the...
May Market Commentary Every quarter has its fair share of alarmist media headlines. Yet Q1 2016 may have taken the cake with a pronouncement from the Royal Bank of Scotland on February 11 urging investors to “Sell Everything!” It also happens that February 11...
